Posts by Charles J. Lewandowski CFP®
Are You Missing This 401k Strategy That Helps Professionals Save More For Retirement?
Cross Tested Retirement Plans allow professional business owners such as Dentists, Doctors, Attorneys, and CPA’s to save more for retirement and reduce taxes. These plans are most suitable for business whose owners are generally older and more highly compensated than other employees. They may be most appropriate for professionals who own their firm and are approaching retirement.
Read MoreFinancial Planning News You Can Use – Episode 3 – Should You Have An Interest In I-Bonds?
The Financial Press has recently increased discussion about a relatively unknown but considerably safe, high yielding, tax advantaged type of interest-bearing bond that you may want to consider for that cash earning next to nothing in your savings account. Are they suitable for you?
Read MoreFinancial Planning News You Can Use- Episode 2 -Wealth, Health, and Congressional Stealth
Executives and business owners should be aware of changes to 401k limits, preventing financial hardship due to illness, and the benefits of donor advised funds.
Read MoreThree Tips for Executives Joining the Great Resignation
Many executives are re-thinking their careers. Here are three factors you need to consider before you take the leap into a solo gig or retirement.
– Do you know your family’s income requirements?
– Have you developed a plan for tax efficient income?
– Have you thought about health care?
Financial Planning News You Can Use- Episode 1 – Filling Your Pockets
Here’s the first episode of “Financial Planning News You Can Use”. It covers several timely financial planning topics that can use to supplement your investments and help you achieve your financial goals.
This week’s edition includes three topics that may help you….
• Keep Money in Your Pocket
• Keep Money Out of Uncle Sam’s Pocket
• Keep Money in Your Family’s Pocket
How to Manage Withdrawals From Your Florida Pre-Paid College Program, Bright Futures Scholarship, and Private 529 Plans
Managing withdrawals from Florida Prepaid, Bright Futures, and 529 plans requires a bit of coordination. Here’s how to make it work.
Read More3 Ways to Improve Your Small Business 401k Plan
Transcript (00:00): Welcome back business owners. As your business matures, you may experience several different growth stages. Like a parent watching their child’s shoe size, you should determine if your retirement plan has kept pace at each level of growth. If you fail to adjust, your company’s retirement plan, like the child’s old shoes may…
Read MoreSole Proprietor? Three Reasons You Should Consider a Solo 401(k)
Transcript: Hello, everyone. I’d like to talk to you about my friend. Roger. Roger is an elite 50 year old triathlete. I don’t think I’ve met many people as determined as Roger. He has used the same triathlete mindset to become a successful real estate investor. (00:15): He earns income as a property manager, in…
Read MoreRutgers Club of Tampa Bay Election Results
This intrepid group of non-partisan election observers trekked to Santoro’s Pizzeria through a tornado warning and severe South Tampa flooding to validate Rutgers Club of Tampa Bay election results. After a period of due diligence where several ballots were challenged, the panel certified the election and declared the following members the 2021-2022 Rutgers Club of Tampa Bay Board. President…
Read MoreRetirement Rewirement
On my reading list for the holiday week. Getting some insight from retirement income expert Jamie P. Hopkins.
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