If you own your employer’s stock in your retirement plan and change jobs, don’t be too quick to roll that account into an IRA. If you do, you may lose one of the best tax benefits available to high wage earners. Hi, I’m Chuck Lewandowski, CERTIFIED FINANCIAL PLANNER™ professional. Before I entered the financial services…

If you are a well-paid senior manager or business owner, it is crucial to ensure you only pay your fair share of taxes. No more and no less. As Morgan Stanley noted, “You must pay taxes. But there’s no law that says you gotta leave a tip.” So, what are the best ways to achieve…

Health Savings Accounts (HSA)- Treats Not Tricks We’re approaching Halloween and employee benefit enrollment season is just around the corner. If you’re a high wage-earning employee, you may be asked to choose among a dozen benefits to adequately cover you and your family for the next year. Most people that I know consider this process…

Retiring? – Have You Thought About Taxes? If you’re a well-compensated executive or business owner thinking of retiring in the next 3 to 5 years, there are several commonly missed tax planning opportunities that you should consider now to possibly enhance your retirement income and savings. I’m Chuck Lewandowski, CERTIFIED FINANCIAL PLANNER™ professional and I…

Retirement Questions – Create Your Retirement Paycheck If you’re within a few years of retirement, you may be sorting through several questions as you move towards your “Work Optional Years”. These may include What does my social circle look like now that I’m not working? How will I spend my time? Should stay in my…

Tax Season Trials We are deep into tax return season. Most of us are pulling our hair out searching missing deductions to offset last year’s obligation. Or, if you’re REALLY efficient and have finished your 2023 return, you’re probably looking for ways to reduce next year’s bill. Cheer up, friends. There may be some hope.…