Health Savings Accounts (HSA)- Treats Not Tricks We’re approaching Halloween and employee benefit enrollment season is just around the corner. If you’re a high wage-earning employee, you may be asked to choose among a dozen benefits to adequately cover you and your family for the next year. Most people that I know consider this process…

Retiring? – Have You Thought About Taxes? If you’re a well-compensated executive or business owner thinking of retiring in the next 3 to 5 years, there are several commonly missed tax planning opportunities that you should consider now to possibly enhance your retirement income and savings. I’m Chuck Lewandowski, CERTIFIED FINANCIAL PLANNER™ professional and I…

Retirement Questions – Create Your Retirement Paycheck If you’re within a few years of retirement, you may be sorting through several questions as you move towards your “Work Optional Years”. These may include What does my social circle look like now that I’m not working? How will I spend my time? Should stay in my…

Tax Season Trials We are deep into tax return season. Most of us are pulling our hair out searching missing deductions to offset last year’s obligation. Or, if you’re REALLY efficient and have finished your 2023 return, you’re probably looking for ways to reduce next year’s bill. Cheer up, friends. There may be some hope.…

If you’re considering a new retirement plan for your small business in 2024, Congress has provided tax credits for eligible plans that can offset your startup costs. The tax act, SECURE 2.0, provides for a “Startup Credit” and an “Employer Contribution Credit”. Each credit may reduce your startup or ongoing out of pocket costs.

The holiday season has begun. Many of us will share great meals and good times with family. Unfortunately, you may realize that some of those that you love are no longer in the same physical condition that they once were. As this video explains, their needs may be beyond what you and your family are…